Privacy Policy

Nothing in this Privacy Policy may be construed to create any obligation for the Company beyond what applicable law requires.

PLEASE READ THE BELOW POLICY CAREFULLY. YOU MUST AGREE TO WHAT IS STATED IN THIS DOCUMENT (AS PART OF YOUR FULL AGREEMENT TO OUR TERMS OF USE) BEFORE YOU CAN ACCESS OR USE OUR WEBSITE OR ANY OF OUR PRODUCTS AND SERVICES. BY ACCESSING OR USING THIS WEBSITE OR REGISTERING FOR OR USING ANY OF THE SERVICES AVAILABLE ON THIS WEBSITE, YOU AGREE THAT YOU WILL BE BOUND BY AND SUBJECT TO THE TERMS OF USE, INCLUDING THIS PRIVACY POLICY AND THE GENERAL DISCLAIMERS REGARDING TRADING AND INVESTMENTS. IF YOU DO NOT AGREE TO THE TERMS OF USE AND THIS PRIVACY POLICY (AND THE OTHER DOCUMENTS REFERENCED AND INCORPORATED IN THE TERMS OF USE), YOU MUST NOT USE THIS WEBSITE. WHENEVER YOU SUBMIT INFORMATION TO THIS WEBSITE OR THROUGH ANY OF ITS SERVICES OR PRODUCTS, YOU CONSENT TO THE COLLECTION, USE AND DISCLOSURE OF THAT INFORMATION IN ACCORDANCE WITH THIS PRIVACY POLICY, THE TERMS OF USE AND ANY SPECIFIC PROVISIONS OF THIS WEBSITE THAT MAY BE PRESENTED AT THE TIME THE INFORMATION IS COLLECTED. MOREOVER, ANY INFORMATION THAT YOU SUBMIT VIA THIS WEBSITE MAY BE STORED AND PROCESSED IN THE UNITED STATES OR IN ANY OTHER COUNTRY IN WHICH THE COMPANY, ITS AFFILIATES, SUBSIDIARIES OR AGENTS OPERATE OR MAINTAIN FACILITIES, AND, BY USING THIS WEBSITE AND ITS SERVICES AND BY SUBMITTING ANY INFORMATION, YOU CONSENT TO ANY SUCH TRANSFER OF INFORMATION OUTSIDE OF THE COUNTRY OF ORIGIN.

We at NYJ Group of Companies understand that your privacy online is very important. In building this Website at www.nyjcapital.com, We made it one of Our primary goals to provide the best security and information we could for Our users. 

**Please note that, because Your security and privacy is so important to Us, NO ONE AT THIS COMPANY WILL EVER REQUEST YOUR PASSWORDS, USERNAMES, CREDIT CARD INFORMATION OR OTHER PERSONALLY IDENTIFIABLE INFORMATION THROUGH UNSOLICITED E-MAILS, TELEPHONE CALLS OR OTHER COMMUNICATIONS! If you receive an e-mail, telephone call or other communication purportedly from Us that requests personal information from you (including passwords, usernames or credit card information), please let Us know. Also, you should delete the e-mail or end the communication without responding to it!** 

This Privacy Policy applies to any and all visitors to and users of this Website. This Privacy Policy applies to Our collection, use, and storage of information, including personally identifiable Information (“PII” or “Personal Data” or “Personal Information”) (which means any information relating to an identified or identifiable natural person), and non-personally identifiable information (“non-PII”) that we obtain:

  • on or through this Website;
  • in or through e-mails, texts, and other electronic messages between You and this Website; and
  • through any of Our Products or Services, including classes (such as our live trading and live education videos in the “trading room and seminars), Our online community forum, platform, and interactive chat rooms, and any mobile and desktop applications You may download from or in connection with this Website.

This Privacy Policy does not apply to information collected, used, or stored by Us through other means, including on any other website operated by the Company or by any third party; or any third party that may link or be accessible from or on this Website. This Privacy Policy also does not apply to job applicants or Company employees.

This Privacy Policy is designed to inform You about the Company’s practices regarding the collection, use, and disclosure of information, including PII and non-PII, that may be collected from You and/or about You. Please be sure to read this entire Privacy Policy before using or submitting information or content to this Website. 

U.S. Laws; Laws of the European Union and Other Countries

We respect the privacy of all Users of this Website. We are committed to safeguarding personal privacy online, and, accordingly, this Website has been designed with Your privacy and security in mind. We take appropriate measures to safeguard any personal information We may collect about You, and We comply with applicable U.S. laws. 

Note that this Website is intended for use by residents of the United States of America, and it is governed by the laws of the United States. 

While this Website may comply with many of the rules, policies and laws of the European Union or other countries or jurisdictions, We do not guarantee that this Website is or will be in compliance with the rules, policies or laws of any countries other than the United States or of any jurisdictions outside of the United States. Thus, please note that We do not guarantee that this Website is in compliance with the European Union’s General Data Protection Regulation (GDPR), any “privacy shield” or “safe harbor” principles that may be applicable, or any other laws, rules or principles governing non-U.S. residents or websites or transactions or communications with non-U.S. residents or websites. 

To Children and Parents

We strongly advise children to obtain their parents’ or guardian’s permission before submitting personal information of any kind over the Internet. We urge parents and guardians to be very clear with their minor children regarding the dangers of giving out personal information online, in person or otherwise to anyone whom they don’t know. We also encourage parents and guardians to spend time online with their children and to participate in the activities offered on the sites they visit.

Children Under the Age Of 18

We have determined that only persons aged 18 or older may use this Website and its Products or Services. IF YOU ARE UNDER THE AGE OF 18, YOU MAY NOT BECOME A REGISTERED USER OR STUENT OF THIS WEBSITE, AND YOU MAY NOT VISIT ANY OF OUR PAGES OR USE OR ACCESS ANY OF OUR PRODUCTS, OR SERVICES. IN ADDITION, PLEASE NOTE THAT ONLY PERSONS AGED 18 YEARS OR OVER MAY AGREE TO THE TERMS OF USE OF THIS WEBSITE, INCLUDING THIS PRIVACY POLICY AND THE GENERAL DISCLAIMERS REGARDING TRADING AND INVESTMENTS. PERSONS YOUNGER THAN 18 YEARS OF AGE MAY NOT ACCESS OR USE THIS WEBSITE OR THE SERVICES OFFERED THROUGH THE WEBSITE. IF YOU ARE ACCESSING OR USING THIS WEBSITE OR USING OR ACCESSING ANY OF OUR PRODUCTS OR SERVICES, YOU REPRESENT TO US THAT YOU ARE 18 OR OLDER AND THAT YOU AGREE TO THE TERMS OF USE OF THIS WEBSITE, INCLUDING THE PRIVACY POLICY AND THE GENERAL DISCLAIMERS REGARDING TRADING AND INVESTMENTS.

Because We expressly forbid persons under 18 years of age from accessing or using this Website, We do not knowingly collect or solicit information from anyone under the age of 18, nor do We knowingly allow such persons to register with this Website or make any purchases through this Website. 

If You are under 18 years of age, please do not attempt to register on this Website, to use any of Our Products or Services, to make any purchases, or to send any information about Yourself to Us, including Your name, address, telephone number, or e-mail address. No one under age 18 may provide any personal information to or on this Website. If We learn that We have collected personal information from a child under the age 18 (whether with or without parental consent), We will delete that information as quickly as possible. If You believe that We might have any information from a child under the age of 18 or about a child under the age of 18 that was not submitted by a parent or guardian, please contact Us immediately at [email protected].

California Residents

California residents may have additional rights in connection with the collection, use, and storage of their personal information, but please note that We are not currently within the defined group of entities that must comply with the requirements of the California Consumer Privacy Act (CCPA). However, We nonetheless abide by many of the terms of the CCPA. See below for more about your rights that We honor.

How We Obtain and Use Information

Collection of information by Us in connection with this Website falls into two principal categories: (1) information voluntarily supplied by visitors to and Users of this Website, and (2) tracking information recorded as visitors and Users navigate through the Website. Some of this information is personally identifiable information in that it is information that may identify, or can be used to identify, the particular person to whom such information pertains, such as, for example, name, postal address, e-mail address, telephone number, social security number, and credit card information, but much of the information collected through or by this Website is not personally identifiable. 

  • Sources of Personal Information

Certain information, including Personal Data, is collected directly (actively) from You when You:

  • Register for an account;
  • Communicate with Us, such as to provide feedback, request support, or ask for additional information;
  • Use Our Products or Services;
  • Subscribe to newsletters, register for seminars or training, or purchase goods or services;
  • Use interactive or social networking features of our Services, including setting up a public profile, interacting with Our community platform or forum, submitting content (such as comments, articles, links, or other items), or using our chat feature; or
  • Otherwise interact with or access Our Services or Products.

The Company also may collect information, including Personal Data, from our affiliated entities. For example, You may sign up for newsletters with one of our affiliates and in so doing choose to receive information from us as well.

In addition to the above, We collect certain information, including Personal Information, from and about You automatically (passively). This information may include information about Your use of our Services or Products, Your use of other websites, as well as Your interests and preferences. For example, We may collect information about Your browsing and usage history on this Website. We may receive information, including Personal Data, from third parties who provide services to Us. We may combine the information We obtain from third parties with information that We or Our affiliates have collected about You.

Certain features available within the Products or Services will require you to submit PII about Yourself as a condition of participation. Some of the features may be offered by Us, while others may be offered by third parties. (For example, you may be required to submit PII in order to request information and offers from Us and Our partners.) When You choose to submit PII to a third party in connection with Your use of the Products or Services, the third party’s privacy policy, rather than this Privacy Policy will control the use of your PII. YOU CAN ALWAYS REFUSE TO PROVIDE PII TO US, BUT THIS MAY RESULT IN DECREASED FUNCTIONALITY OF THE PRODUCTS OR SERVICES FOR YOU AND MAY LIMIT YOUR ABILITY TO RECEIVE INFORMATION ABOUT PRODUCTS OR SERVICES THAT MAY BE OF PARTICULAR INTEREST TO YOU.

  • Categories of Personal Data

The Personal Data collected (electronically, in writing, or otherwise) by Us from You includes:

  • Contact information (such as name, e-mail address, mailing address, and phone numbers);
  • Payment information (including credit card information, billing address and bank account information);
  • Account log-in information and credentials;
  • Purchase or Product/Service use history;
  • Information about Your interests, hobbies, trading background;
  • Demographic information (such as number in household, information on Your income and assets, age, etc.);
  • Photographs, images, video and other user-generated content such as materials that You may submit for contests or sweepstakes or interactive features; and
  • Data gathered by technology when You visit Our Website or other platforms or forums (such as Your IP address).

Most of the above Personal Data collected is submitted voluntarily (actively) by You. Note that You may choose to share information with third parties by clicking on links to those third parties from within the Services or Products. In addition, You may elect to share information, including PII, through the Products or Services – for instance, posting comments on comment boards or interacting with Our community forums and platforms. Some of your activity on these Products/Services, including content You have posted, is public by default. Some of this content may include PII.

While most of the above Personal Data is collected voluntarily, there are exceptions. Regarding the above, Tte exceptions are (i) purchase or Product/Service use history and (ii) data collected by by technology when You use the Website or Our platforms or forums (such as Your IP address). Other information about You collected automatically (passively) is set forth below.

  • Automatically-Collected Information (Data Technologies)

Like most website operators, We collect information from You automatically as You use Our Website and Products/Services of the sort that web browsers and servers typically make available. This information is collectively from You passively, and it provides information about Your activities on this Website. As described below, such information may be collected through the use of cookies, clear gifs or web beacons, local shared objects or flash cookies, or through other identifiers or technologies, including similar technologies as they may evolve over time. We refer to these technologies collectively as “Data Technologies.” The information we collect through Data Technologies includes: 

  • Your browser type; 
  • Information regarding Your internet service provider or the type of device You used to access this Website,
  • Your language preferences, 
  • Pages visited, and
  • The date and time of each page request. 

There is information that we collect automatically from You that may be considered Personal Data under applicable laws. For example:

  • Your IP address. An “IP address” is a number that is automatically assigned to Your computer when You use the Internet. 
  • “Cookies” (or “browser cookies”). This Website may use certain software technology known as “cookies.” Cookies are small pieces of data (text files) that are stored by a User’s web browser on the User’s hard drive where it can be used to identify Your computer. These pieces of data take up very little room on Your system. Cookies are used to store certain “session” data or information about the User, such as the User’s preferences. 
  • Flash Cookies. Certain features of Our Website may use local stored objects (or “Flash cookies”), which use Adobe Flash Player, to provide special content, such as video streaming, video on demand, video clips, or animation. Flash, and similar applications, use Flash cookies to collect and store information about Your preferences and navigation to, from, and on Our Website, including certain settings, preferences, and usages. Flash cookies are not managed by the same browser settings as are used for browser cookies. Flash cookies are managed directly through Adobe’s websites, rather than through your web browser.
  • Web Beacons And Click-Stream Data: Web pages on Our Website, including third party advertisements and/or offers, may contain non-visible electronic images (sometimes called “web beacons,” “web bugs,” “single-pixel GIFs” or “clear GIFs”) that allow the Website to access cookies or to count users who have visited particular pages on the Website.
  • Purchase or Product/Service Use History. When You use or access Our Products or Services or make purchases, We may have information regarding Your history of such uses and/or purchases.
  • Our Community Forums/Platforms

As mentioned above, You may elect to use Our interactive community forums and platforms, which are part of Our Products/Services. These forums and platforms may message boards, chat rooms, comment boards, and reviews, or other platforms or forums that enable Users to post a comment or otherwise to communicate with each other. We are under no obligation to moderate or edit the forums and will not be responsible for the content or use of any material posted on any forum within Our Products/Services. We retain the right to delete at any time and for any reason any material posted within the Products/Services. If You do not wish to share PII on Our community platforms and forums, You should be mindful not to post any. You are responsible for what You post or upload.

  • How We Use the Information We Collect

We use the information We collect from You while You are using the Website in a variety of ways, including using the information to customize features available to You, to customize advertising and offers that may appear on the Website; and to make other offers available to You via e-mail, direct mail, or otherwise. We also may provide Your information to third parties, such as service providers, contractors, and third-party publishers and advertisers for a variety of purposes. 

Specifically regarding Your PII, We use Your PII for the purpose of conducting Our business and pursuing legitimate business interests. For example, We use Your PII to:

  • Create and manage Your account;
  • Provide the Products and Services You request;
  • Tell You about other Products and Services that may be of interest to You (You can opt out of receiving such communications by following instructions provided in the communication);
  • Process payments for purchases You have made (including for subscription packages for Our Services or Products);
  • Enroll You in contests, programs, or other offers You request;
  • Facilitate communication from third parties to You at Your request;
  • Protect against or identify possible fraudulent transactions;
  • Analyze the use of Our Services or Products;
  • Understand and analyze how you arrived at Our Website or began using Our Products or Services;
  • Manage the Services and Products, including the Website;
  • Enforce Our Terms of Use;
  • Enforce the terms of this Privacy Policy or Our other documents and policies (including the General Disclaimers Regarding Trading and Investments).

As indicated above, some of this data We collect may also be sent to third-party content providers (for example, advertisers, website analytic companies, etc.) that provide content for or on our Services or Products. Such sharing may allow the website and/or content providers to track You over time and across multiple websites. At this time, our Website does not respond to Do Not Track beacons sent by browser plugins as there is not yet a common agreement about how to interpret Do Not Track signals from browsers. Additionally, if You navigate from or navigate to other websites from our Website, We may collect the address of those websites.

Please see below in “How We Protect Personal Information” for other ways We may use Your information (including PII).

As indicated above, some of the information We collect about You is via Your use of Our Website and Products/Services through Data Technologies. We use Data Technologies to help us identify and track visitors, their usage of our Services, and their Website access preferences.

For example, with regard to cookies, help Us to customize and personalize Our Website for You and to make its navigation easier. They also help Us to track information so that We can, for example, estimate the number of persons that use Our Website and determine which areas of the Website are the most popular. Cookies make it easier for a User to move from web page to web page and to complete commercial transactions over the Internet. Cookies themselves do not necessarily contain personal information. Cookies may be used to enable a website to link a User’s use of the Website with personal information provided by a User. Thus, unless You register for an account with Us, the cookie will not provide Us with any personally identifiable information about You, such as Your name or address. Third party advertisers, service providers, or websites that are accessed from links on this Website may also place cookies on Your computer. We do not have control over these cookies or responsibility for information collected through them. We advise You to read the privacy policies of these third-party advertisers, service providers or websites to learn their respective privacy policies and practices regarding cookies and other matters. Most Web browsers are set up so that they will initially accept cookies, but You may be able to modify the browser preferences to issue an alert to You when a cookie is downloaded. Some Web browsers provide You with the ability to turn off or refuse cookies. However, if You turn off, reject or refuse cookies, some of the features of this Website (or other websites) may not function properly, and You may not be able to use many of Our services or features. Also, please note that, if You turn off, reject or refuse cookies, the security of Your account may be affected, since it will be more difficult for Us to know if Your account has been hacked or otherwise compromised. 

With regard to web beacons and click-stream data, as indicated above, these non-visible electronic images (sometimes called “web beacons,” “web bugs,” “single-pixel GIFs” or “clear GIFs”) allow the Website to access cookies or to count users who have visited particular pages on the Website. These web beacons, used in combination with cookies, help Us to understand the behavior of visitors and Users. HTML-formatted e-mail messages (messages that include graphics) also may contain web beacons that allow Us to determine which e-mail messages were opened and whether a message was acted upon, as well as to access cookies and count users. Information that We use from a technology like this that tells Us how visitors use this Website (for example, which pages they view, which links they use, and which search terms they put in) is called “click-stream data.” Click-stream data helps Us to determine what is important to You and what is not. It helps Us to decide what content and features to add and what to discard. It also helps Us to determine whether Our Website is easy to use or whether We need to redesign certain pages or links. While click-stream data does not typically identify a User personally, We may combine navigational information that We collect during Your visit to this Website with Personal Information that You provide.

We may allow third parties to use Data Technologies on our Website. The information collected from these Data Technologies may be shared with and used by Us, by others acting on Our behalf, or by third parties. Information collected by Data Technologies may be used on this Website or on other websites, services, or online applications, including websites that may not be operated by Us. For example, We may partner with third party ad networks to either display advertising on Our Website or to manage Our advertising on other sites. These ad-network partners use Data Technologies to collect information about Your activities on this and other websites to provide You targeted advertising based upon Your interests. These websites and third-party ad networks are not controlled by Us.

You may be able to restrict our use of certain Data Technologies, such as cookies, by modifying your browser settings. For example, your web browser may enable you to refuse cookies. By restricting Our use of Data Technologies, certain features of Our Services and Products may not function properly.

Third Party Use of Cookies and other Tracking Data Technologies 

Some content or applications, including advertisements, on the Website are served by third-parties, including advertisers, ad networks and servers, content providers, and application providers. These third parties may use cookies alone or in conjunction with web beacons or other tracking Data Technologies to collect information about You when You use Our Website. The information they collect may be associated with Your Personal Information or they may collect information, including Personal Information, about Your online activities over time and across different websites and other online services. They may use this information to provide You with interest-based (behavioral) advertising or other targeted content. We do not control these third parties’ tracking Data Technologies or how they may be used. If You have any questions about an advertisement or other targeted content, you should contact the responsible provider directly. For information about how you can opt out of receiving targeted advertising from many providers, see, below, “Privacy Options/Opting Out.”

How We Protect Personal Information

BECAUSE YOUR PRIVACY IS IMPORTANT TO US, WE DO NOT RENT, SELL, GIVE, SHARE, TRADE OR PROVIDE IN ANY WAY THE PERSONALLY IDENTIFIABLE INFORMATION, INCLUDING E-MAIL LISTS, THAT WE OBTAIN ABOUT YOU THROUGH THIS WEBSITE TO THIRD PARTIES UNLESS YOU REQUEST OR PERMIT US TO DO SO, IT IS ABSOLUTELY NECESSARY TO PERFORM THE REQUESTED SERVICE, OR THE DISCLOSURE IS PERMITTED OR REQUIRED BY LAW. 

We take reasonable precautions to ensure that User account information is kept private. We use reasonable measures to protect User information that is stored within Our database, and We restrict access to User information to those employees or other services providers who need access to perform their job functions, such as Our customer service personnel or Our technical staff. 

Please be aware that We cannot absolutely guarantee the security of User account information, nor can anyone. Unauthorized access or use, hardware or software failure, viruses, and other circumstances may compromise the security of this Website and of User information at any time.

As for Our uses, as indicated above, We use Personal Information collected from You only as needed in an effort to keep it safe. Thus, we may use Personal Information as needed to provide information, offerings, and Products/Services requested by You and to create the best User experience possible for You. For example, We need to use Personal Information to complete Your registration and to create Your account. The information You provide during that process ensures that We can provide You with a unique and secure account that is customized for You. 

In addition, We may need to use Personal Information to process and complete transactions that You choose to enter into on or in connection with this Website, to provide customer service, to conduct credit inquiries, to carry out Our obligations and enforce Our rights arising from any contracts entered into between You and Us (including for billing and collection), to perform research and analysis aimed at improving Our services and technologies, and to display content that is customized to Your interests and preferences. We also may use Personal Information to register You for certain sweepstakes or contests that you have voluntarily entered. We may use e-mail addresses or other Personal Information to respond to User comments and questions, to send newsletters or other information, to notify You about recent transactions, to contact contest or sweepstakes winners, or to send any other communications to You. 

In addition, We may use Personal Information to contact Users with offers and information about events, offerings, and Products/Services from other organizations We believe may be of interest to Users. We also may use Personal Information collected from You to improve content and functionality of this Website, to better understand Our visitors, to improve Our offerings and Products/Services, to market Our events, offerings, and Products/Services to Users, or to personalize this Website to meet the specific needs of the User. 

With these various goals in mind, We also may compile data in an aggregate form that allows Us to understand Our Users better. Such aggregate data is anonymous and does not contain any PII (personally identifiable information) about the Users. By way of example, compiling aggregate data will allow Us to produce reports, if We choose, on a variety of things, including the most popular search terms by collecting general search term data from individual User searches. 

Please see below for more information about how we use and protect Your information.

  • We Encrypt Personal Information and Utilize The Most Advanced Security Tools And Technology; We Will Notify You If Possible In the Event of a Breach

We utilize a number of operational functions to protect the confidentiality of Your Personal Information. For example, We store Personal Information that We collect about You on computer systems with limited access that are located in secured facilities. Our employees and service providers are given access to PII only to the extent they have a need to know such information. Thus, Our employees and services provider do not have access to Your sensitive Personal Information, unless it is necessary. Also, We and Our payment-processing service providers use the most advanced, industry-standard encryption technologies to transmit sensitive PII, such as credit card numbers, and, in all cases, We follow generally accepted industry standards and take commercially reasonable efforts to protect Your Personal Information. 

In short, We use the most advanced technologies and security tools used in the industry to protect Your Personal Information. However, there is no such thing as perfect security, and We cannot, and do not, represent or warrant that this Website or Our transmissions of information to others are impenetrable or invulnerable to hackers. Thus, while We do as much as We can to protect Your Personal Information, We cannot absolutely guarantee the complete security of Our server, nor can We absolutely guarantee that information You supply will not be intercepted while being transmitted over the Internet.

In the event of a breach of the confidentiality or security of your PII, We will notify you if reasonably possible and as reasonably necessary so that You can take appropriate protective steps. We may notify You under such circumstances using the e-mail address(es) We have on record for You. You should also take care with how You handle and disclose Your PII. Please refer to the Federal Trade Commission’s Website at https://www.consumer.ftc.gov/ for information about how to protect against identity theft.

  • Your Account Password

Our User accounts are secured by User-created passwords. There also may be passwords needed for other Products/Services, such as, for example, Our interactive community forums. With that in mind, You must do Your part to protect Your information by choosing safe passwords for Your account or any of Our Products or Services that require passwords. The safest passwords are made up of random capitalized and uncapitalized letters, numbers, and, if allowed, other unique characters. You are solely and entirely responsible for maintaining the confidentiality of Your unique password and for any and all use of Your account and the Products/Services to which You have access. 

To ensure the security of Your account and other password-protected Products/Services or features, please be sure to log off Your account or any other feature or Products/Service that requires You to log in at the end of each session so that no one else can gain access to the Website or its Products/Services through Your account. You should not ever use the account, usernames, or passwords of other Users at any time or disclose Your passwords to any other person or entity. 

If You suspect that there has been any unauthorized use of Your accounts or access to Your passwords or if You believe the confidentiality of Your passwords has been compromised in any manner, please notify Us immediately at [email protected]

  • Disclosing/Sharing Personal Information

To further protect Your Personal Information, as indicated above, no one has access to it, unless absolutely required. Our employees and service providers are given access to PII only to the extent they have a legitimate business need to know such information. 

As already described, We may disclose certain aggregated information about Our users and information that does not identify a particular individual for a variety of reasons.

With regard to Personal Information that We collect or that You provide as described in this Privacy Policy, We may disclose it as follows:

  • To our subsidiaries and affiliates, when necessary for a legitimate business reason;
  • To contractors, services providers, and other third parties We use to support Our business and who use it only for the purposes for which We disclose it to them;
  • To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some of all of Our assets, whether as a going concern or as part of a bankruptcy, liquidation, or similar proceeding, in which Personal Information held by Us about our Website Users is among the assets transferred;
  • To third parties to market their products or services to You if You have consented to/not opted out of these disclosures. Such third parties are required to keep Personal Information confidential and to use it only for the purposes for which We disclose it to them. For more information, see “Privacy Options/Opting Out”;
  • To fulfill the purpose for which You provide it;
  • For any other purpose disclosed by Us when You provide the information; and 
  • With Your consent.

As further explanation, We may use Personal Information collected online through this Website to share with affiliated organizations, business partners, or to others who work for Us, such as service providers and vendors, when necessary to render or conduct a legitimate business activity related to the Services We provide to You. For example, We may share Personal Information with certain entities necessary to complete purchases that You make through the Website. If You do so, to process your payments, We will need to share Your name, address, and required credit card information with Our service providers who provide payment processing services on Our behalf, As already explained above, however, We share with such providers only the information that is required for such providers to perform their services. 

We also may provide Personal Information to third party business partners that are engaged in retailing or marketing, who use this information to provide special opportunities or offers to You. To the extent We engage in any such sharing of Personal Information, We will make certain that Our affiliates and business partners agree to maintain the confidentiality, security, and integrity of the Personal Information they receive from Us. To the extent We decide to share information with other entities or for reasons other than what already is expressly stated in this Privacy Policy, We may notify You of an “opt out” for Users who do not want Us to share any such information with other affiliated organizations, business partners, or other entities. 

In addition to what is stated above, We also may disclose Personal Information when We have reason to believe that disclosing it is necessary to identify, contact, or bring legal action against someone who may be violating Our Terms of Use (including the Privacy Policy or other of Our policies or regulations), violating the law, or otherwise to protect the rights, property or safety of members of the public, the Company, Our employees, Users of the Services/Products, or to protect the security of Our systems or Services/Products. We reserve the right to disclose Your Personal Information, in Our sole discretion and judgment, as We believe appropriate or necessary in connection with an investigation for fraud, intellectual property infringement, piracy, or in connection with any other activity that is illegal or that otherwise may expose Us to legal liability. 

Finally, We may be required by law or legal process to disclose certain PII about You to attorneys, parties, or others in connection with litigation or other disputes, to law enforcement personnel for the administration of justice, and/or in the event of a merger, reorganization, dissolution or similar event. By way of example, We may be required by law to disclose PII about You, without Your consent and without notice, to comply with a valid legal process, such as a subpoena, court order, or search warrant. 

Continue to check this Privacy Policy for further information on any sharing of Personal Information that We undertake in the future, any available “opt-out” options, and other related information; We will post such information here. 

  • Retention of Personal Data

We will keep Your information, including Personal Data, only as reasonably necessary to fulfill the purposes for which Personal Data is collected as stated herein; for as long as is necessary for the performance of the relationship between You and Us, if any; and to comply with legal and statutory obligations, such as in tax, trade, and corporate laws. For example, We do not store credit card numbers or credit card security codes after that payment card information is used to process a credit card transaction.

When We no longer need Your Personal Data for Our purposes, we will destroy, delete, or erase that Personal Data or convert it into an anonymous form.

Privacy Options/Opting Out

You have options as to types of information or communications You may want to receive from Us or others. By becoming a registered User, You automatically are “opting in” to receive certain communications from Us. However, please note that, if You do not want Us to use Your e-mail or other information to promote Our own or third parties’ products or services, You can “opt out” by checking the relevant box located on the form on which We collect Your data, by e-mailing as instructed on the form on which We collect Your data, or by otherwise following any instructions provided to You at the time of collection, or as otherwise set forth in this Privacy Policy. You also log into the Website and adjust Your User preferences, settings, and opt-outs in Your account by checking or unchecking the relevant boxes or by sending Us an e-mail stating Your request to [email protected]. Also, please note that when You receive an e-mail from Us, there should be a link at the bottom of the e-mail that allows You to “opt out” from receiving more communications from Us and/or there will be other information instructing You how to “opt out.” Realize, though, that if You choose not to receive e-mails or other communications from Us, You may not be receiving the latest information on Our features, Services, Products, or contests, or about other recent information that is useful to You as a registered User.   

We also provide Users with a mechanism to delete/deactivate certain PII from the Website’s database by contacting Us at [email protected]. However, because of backups and records of deletions, it may be impossible to delete a User’s entry entirely without retaining some residual information. An individual who requests to have PII deactivated will have this information functionally deleted, and We will not sell, transfer, or use personally identifiable information relating to that individual in any way moving forward. 

For more about this Website’s privacy options, We may in the future have FAQs to explain further. You can always check this Privacy Policy for updated information, however. 

Other options and choices You have about the disclosure of Your Personal Information are as follows:

  • Data Technologies (Tracking Information) and Advertising.You can set Your browser to refuse all or some browser cookies, or to alert You when cookies are being sent. To learn how You can manage Your flash cookie settings, visit the flash player settings page on Adobe’s Website. If You disable or refuse cookies, please note that some parts of this Website may then be inaccessible or not function properly.
  • Disclosure of Your Information for Promotional Offers from the Company or Third-Party Advertising. See above in this section regarding “opting out” by checking boxes or following other instructions on forms You may receive from Us, setting User preferences, etc. (Any opt out does not apply to information provided to Us as a result of a Product/Service purchase, warranty registration, Product/Service experience, or other transactions, including purchasing any subscription packages or accessing Our community forum.)

Please keep in mind that We do not control third parties collection or use of Your information to serve interest-based advertising. However, these third parties may provide You with ways to choose not to have Your information collected or used in this way. For example, You can “opt out” of receiving targeted ads from members of the Network Advertising Initiative (”NAI”) on the NAI’s Website.

Also, please keep in mind that, when We provide PII to third-party vendors, they need such information to perform their functions. These vendors are not authorized to use the information We share with them (or that Our affiliates or business partners share with them) for any purpose other than to provide services to Us, Our affiliates, or Our business partners.

Links To Other Websites

This Website may contain links to other websites, including those of affiliated entities or third-party content providers. When You click on a hyperlink or on a banner ad of a third party linked to Our Website, for example, You will leave Our Website and will be interacting directly with that third party. That party may collect and use information about You that is different from what is set forth in this Privacy Policy. Please remember that this Privacy Policy applies only to this Website and Our Products and Services. These other websites to which Our Website is linked have their own policies regarding privacy and the collection and use of information, including PII. We encourage You to read the privacy statement of every Website that You visit to learn how that Website collects and uses information. We assume no responsibility for the policies or practices of such linked websites.

Although, unless otherwise stated within this Privacy Policy, the third party will not receive PII about You from Us without Your consent, it may know that You meet the criteria it sets for the distribution of its offers/advertisements/promotions on Our Website. Also, You should be aware that, whenever You click on a link (on Our Website or on any other website), the Website to which You are directed may be able to determine the Website from which You came.

Services And Offers, Advertisements And Promotions From Third Parties

Companies other than Us may provide some services or offers, advertisements or promotions on this Website. If You provide those companies with information, their use of that information will be subject to their privacy policy, if any, and will not be subject to or governed by our Privacy Policy. If You use such a service or accept such an offer or make a purchase involving a third party (i.e., a company other than Us), the third party may be able to identify that You have a relationship with Us (for instance, the third party may only have the offer available through Us).

Your California Privacy Rights and Your Rights Under the Laws of Other Countries

  • California Shine the Light Law

California’s “Shine the Light” law (California Civil Code Section § 1798.83) permits California residents to request certain information regarding Our disclosure of Personal Information to third parties for their direct marketing purposes. To the extent We undertake such disclosures, You can make a request regarding Our disclosures by sending an e-mail to [email protected].

  • California Do Not Track Disclosure (CalOPPA)

Pursuant to the California Online Privacy Protection Act (CalOPPA), to the extent We collect any PII from any California residents, We are required to disclose to those California residents whether We respond to their “do not track” requests. More specifically, certain web browsers may allow a user to enable a “do not track” option that sends signals to the websites the user visits indicating that the ser does not want the user’s online activities tracked. This is different than blocking cookies, and browsers with the “do not track” option selected may still accept cookies. Our Services/Products currently do not have the functionality to recognize or honor “do not track” browser signaling. We do not respond to “do not track” signals. If We do so in the future, We will modify this Privacy Policy accordingly.

  • California Consumer Privacy Act (CCPA)

If You are a California resident, California law may provide you with additional rights regarding a business’ use of Your Personal Information under the CCPA. We (and Our Website) are not current a covered business subject to the restrictions and regulations of the CCPA, but We nonetheless are diligent about protecting Your privacy rights and about honoring any requests from Our Users regarding their Private Information. To learn more about Your California privacy rights under the CCPA, see the California Consumer Privacy Act of 2018, California Civil Code § 1798.100, et seq. 

While We are not required to comply at present, We will do Our best to respond to Your requests. Just as the CCPA provides, if You are a California resident, You may request once a year, free of charge, certain information regarding Our disclosure of PII to third parties for direct marketing purposes. Specifically, if We engage in any direct marketing, and if You request it, We will provide a list of the categories of PII disclosed to third parties for third-party direct marketing purposes, along with the names and addresses of these third parties. To make such a request, please contact Us using the contact information at the bottom of this Privacy Policy. We reserve Our right not to respond to requests submitted other than to the contact points listed below. You should put “California Privacy Rights” in the subject line and in Your request. We may need to verify Your identity before providing information to You.

  • Privacy Rights in Other Countries

Under the law of some countries, You may have certain rights with respect to Your PII. These rights include the right to: (i) request access to and rectification or erasure of your PII; (ii) obtain restriction of processing or object to processing of your PII; and (iii) ask for a copy of your PII to be provided to you or a third party in a machine-readable format. 

Please note, however, that this Website and Our Products/Services are hosted in the United States, and We are governed by U.S. law. If You are using the Website/Services/Products from outside the United States, please be aware that We are located in the United States, and Your PII will be stored and processed in the United States where We locate and operate Our servers and databases. Our Website and Products/Services are intended for users in the United States. If You are accessing the Website from outside the United States, You should know that the data protection laws in the United States may not be as strict or comprehensive as those in Your country. However, we value Your privacy and always strive to treat it in accordance with applicable law. By voluntarily sharing your PII with Us, You understand that Your PII will be stored and processed in the United States.

Although We contend that We are not subject to certain privacy laws from countries and jurisdictions outside the United States (due to Our operations, the users we market to, and for other reasons), if You nonetheless wish to exercise one of the above-mentioned rights, please send Us Your request to the contact details set out below, and We will do Our best to respond and provide the information requested or take the actions requested. If You have unresolved concerns, it is possible that You may have a right to lodge a complaint about the processing of your PII with your local data protection authority in the European Union or elsewhere.

  • Please continue to check back here for more information about Your rights under California law and other jurisdictions, when and if available.

Accessing and Correcting Your Information

You can review and change Your Personal Information in Your account by logging into the Website and visiting Your account profile page. You may also send Us an e-mail at [email protected]. to request access to, correct, or delete any Personal Information that You have provided to Us. Be aware that, in most cases, We will not be able to delete Your Personal Information except by also deleting Your User account. Also, We may not be able to accommodate a request to change information if We believe the change would violate any law or legal requirement or cause the information to be incorrect.

If You delete content that You provided to this Website or to any of Our Products/Services (including form Our community platforms/forums) from the Website/Products/Services, copies of Your that content may remain viewable in cached and archived pages, or might have been copied or stored by other Website Users. 

Changes To This Privacy Policy

We reserve the right to, and may, add to, delete from, update, or change the terms of this Privacy Policy from time to time. We will notify Users of and visitors to this Website of any changes to this Privacy Policy by posting the modified policy on the Website in this Privacy Policy. When We make such changes or revisions, We will revise the “last updated” date at the bottom of the Privacy Policy to reflect the date of the change or revision. With regard to certain types of changes (e.g., changes regarding Our policies concerning Our use of a User’s PII), We may, in certain limited circumstances, choose to notify You of the changes by mail or e-mail, but We reserve the right not to do so, unless required by applicable law, and We do not intend, nor are We obligated, to provide direct notice of changes or revisions in any way other than by posting them in this Privacy Policy. By continuing to use this Website following the posting of any changes to this Privacy Policy, You are accepting and agreeing to the revised or modified Privacy Policy. Accordingly, please check this Privacy Policy regularly for modifications, changes, or revisions, and please take note of the “last updated” date.

Miscellaneous/How to Contact Us

Other than as expressly stated, this Privacy Policy is not intended to, and does not, create any contractual rights in or on behalf of any party.

We regularly review Our practices regarding privacy, the collection and protection of personally identifiable information, and this Privacy Policy. 

Unless otherwise stated, We are a “data controller” under certain laws for Personal Data processed subject to this Privacy Policy. If You have any questions about this Privacy Policy or if You believe that Your Personal Data has been processed or disclosed in violation of this Privacy Policy, please contact Us at the below mailing address or e-mail address. 

We will investigate and attempt to resolve any complaints and disputes regarding the processing of Your Personal Data.

If You have any questions, comments, or concerns regarding the Privacy Policy, how We collect or use Personal Information, Your rights regarding such uses, how to exercise Your rights, the practices of this Website, or your dealings with this Website, please feel free to contact Us at:

NYJ Group of Companies: 

4761 Eagle Ridge Ct, Riverside, CA

92509, USA

USA

[email protected]

Effective Date July 1, 2023. Last updated on July 24, 2023.